Frequent Questions
Answers to some of our most commonly asked questions.
If you don't see your question, feel free to contact us >
Our Services
Is this a one-time service?
We work with all clients on an ongoing basis, because we believe financial planning is an ongoing process. A plan produced at one time can quickly become outdated, whereas continual work allows us to make progress together towards your goals and react as life happens.
Do You Manage Investments?
We do. We are happy to manage all accounts for you, allowing us to implement moves and monitor progress towards your stated financial goals.
Do you offer tax preparation?
We are pleased to offer tax preparation as an add-on service for our ongoing clients. We also continually optimize your tax situation for savings.
See below for pricing information.
Our Fees
How much does it cost to work with you?
We assess a monthly fee based transparently on exactly what you and your household needs. The fee will remain the same each month for services such as ongoing planning, tax preparation, and anything else additional.
The fee may fluctuate with regard to our investment management service, which are based on a percentage of assets that we manage.
We calculate this fee based on the number of people in your household, starting with an individual, adding a spouse or partner, and adding a child or other loved one. After this 3rd addition, we do not add any further cost.
Add-on services may be incorporated, as needed. Our most popular add-on is tax preparation, which is again based on the number of of returns we are preparing for your household.
We will assess and explain your exact fee during our consultation meeting.
Does My fee include tax preparation?
We add an additional flat fee for tax preparation, starting at $40 per month. We add $30 per additional return beyond this.
How can i cancel?
Every February we send a new agreement that you can renew, or opt to end.
You may also cancel at any time with 30 days notice, and we will work with you on asset transfer to your selected custodian.
What does 'fee-only' mean?
We are proudly a fee-only financial planning firm.
This means you are paying only for financial guidance and advice, without conflict of interest. We do not sell products or receive commissions.
As a fiduciary, we follow strict ethical guidelines to be sure we are serving your needs alone.
General
What can we talk about with you?
While we will typically work through a common set of topics that we believe are important for most folks and families, we also make space to discuss anything that you want advice or guidance on. This might include a major purchase, supporting aging loved ones, or career transitions.
What is your investment approach?
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Do you work with business owners?
We do indeed. Our principal advisor, Nate Owen, specializes in financial planning for business owners, and incorporates business strategy coaching as well.
Have another Question?
If you don't see your question, feel free to contact us >
